Greyhound Racing – A Great Day Out For the Family

Greyhound Racing is a sport that involves racing dogs, much similar to horse racing. The object is to see which dog can complete the track the fastest. This sport is most prominent in the countries of the UK, US, Ireland, Australia, Spain, China and Mexico, though it has been restricted in many countries as well as many states in the US. The first known attempt at building a greyhound racing track and the beginning the sport was in 1876 in the UK. The sport, however, did not catch on until 1912 and didn’t make an appearance in the US and Western Hemisphere until the mid 1920s.

Greyhound racing isn’t just a leisure sport, it also involves gambling. Bets are placed on certain dogs winning or placing in the race. This is how greyhound racing compares to horse racing, though not nearly as much money is involved in greyhound racing.

Going to a greyhound race is something which can be enjoyed by all the family. Sports gambling can be commonly done in places where there is a general feeling of masculinity and can be a little rough at times, but this is not the case at all races. Some racetracks have excellent facilities and focus on making the sport a fun day out for all the family. The parents can enjoy a flutter, and many kids find greyhounds more fun than horse racing.

Those betting on greyhounds may typically bet lower stakes than when betting on a horse race. This lends the game a more fun element in comparison to worrying about losing a significant sum of money, but beware it is still possible to get pulled into the gambling game. One can find oneself betting higher amounts each time – particularly when trying to make up for a loss. This is the most common way that people get themselves into debt through greyhound gambling. Therefore, stick to the golden rule – never bet more than you are comfortable to walk away from.

Done honestly and with regard to the welfare of the animals, greyhound racing can be a great past time and sport. Sadly, though, due to lack of either honesty or animal rights – greyhound racing appears to be a dying sport in most of the civilized world. Perhaps with new regulations and laws in place to safeguard the animals and monitor gambling practices, this dying sport can be revitalized in the coming years.

Debt Is Economic Slavery

To be in debt and unable to find a way out is a recipe for panic and the disaster that drives victims to do crazy things. With unpaid bills, threats of legal proceedings and even loss of one’s home, and so on, the scene is set for disaster. It’s a severe crisis and ridding of the chains that dragged one into the mess is as complicated and difficult as almost anything faced in life.

This condition of modern life is slavery to a system designed to inflict through fear. The latter emotion drives panic and other things such as anti-social behaviour and criminality.

Common sense and logic are hard to find when the brain is focused on consequences of debt. Experts are usually required to solve the problem but they are hard to find and usually out-of-reach for the debtor. They do not exist in governments or religion because there are few if any who genuinely know the solution to such problems.

Greed, under-payment for work, addictions, and gambling problems are all part of the mix. Add to it the break-down of relationships, medical and other expenses, as well as family problems and the like all add up to debt that cannot be met.

Both society and the establishment work towards creating the situation and one has to take a look at the big picture to discover how and why it is so.

My memory of reincarnation and strong link to the Spirit of the Universe has provided insight into such situations. Everything is part of a grand plan to bring the world as we know it to an end. The bible tells us that everyone who has lived is back in bodies at this time and they ae judged according to their spirituality.

This explanation will be over the heads of many readers who cannot come to grips with the fact that they are being spiritually killed by the fiction they believe in. All debt is fiction just as religion and the false gods it promotes. Money is one of those fake idols.

When the Spirit took me away from the world in the sense that my need for money faded away It also provided answers that are impossible to find otherwise. It took me to the beginning of religious systems and how man’s passion for make-believe led to the establishment that drives debt.

Fear and loss of common sense is at the heart of driving people into believing in the false gods that are now killing thousands daily. Brain-washing from birth impacts the brain and denies spiritual food that would otherwise lead one out of debt and into a form of recovery that is impossible to find otherwise. Economic slavery is the make-believe that creates power and control of the masses and debt is the trap to keep them in line.

Reasons Why Shouldn’t Use A Personal Loan To Pay Off Your Credit Card Debt

Many people in Singapore hold multiple credit cards at the same time as each card has its own unique benefits. Under such circumstances, people can potentially fall into a debt trap as he/she owes money to several creditors. There are multiple payments and due dates to keep track of, and the non-stop reminders about unsettled balance only adds to the tension. As you fall behind the due dates of making the payments, your debts will only become larger. One of the way out from this debt trap is having a personal loan known as Debt Management Plan or DCP.

DCP was introduced by Association of Banks in Singapore (ABS) in the early part of 2017 for all Singapore nationals and Permanent Residents who are facing difficulty in settling their debts. DCP is a type of personal loan where you can borrow a lump sum amount to pay off all your current debts right away. However, you can take the help of a DCP only for unsecured credit facilities such as personal loans, credit cards and other credit lines. Let us take a look at some of the benefits and drawbacks of a Debt Settlement Plan:

Benefits

  • You only have to make a single payment per month as a DCP consolidates all your debts into a single debt. This will help you save your energy and time and cutting the stress of missing a payment, as you no longer have to keep track of all the different creditors.
  • Lower interest rates with a DCP makes it easier to pay off all your debts and actually make visible progress.
  • When a DCP is managed well, you have a better chance of saving some money instead of spending your whole monthly earnings on paying bills.

Drawbacks

  • The biggest drawback of DCP is the potential of getting into more debt. People who are not careful about their expenses and have a habit of gambling are prone to get themselves further into debt.
  • Even with low interest rates, you may take longer to pay back your debt with DCP. In the long run, this will lead to more interest payment. To avoid this, you must concentrate on paying off your debt as early as possible.
  • If you fail to make timely payments, fines and interests will be imposed, which will only enhance your burdens.

If you choose to transfer your DCP to other banks, you will have to do it three months after your DCP is sanctioned. You will be subject to penalty fees which the original bank may charge for early termination or transferring your DCP. Since a long commitment is required with a DCP, you should do your research extensively before applying for a plan.

Once you have taken a Debt Settlement Plan, all your prevailing credit cards and unsecured debts are adjourned. You will be offered a revolving credit equivalent to your one month’s salary. You will not be eligible to apply for any new unsecured cards during the time your DCP is active, unless you have repaid a part of your debt.

Eligibility criteria

To be eligible for a DCP, you must be a Singaporean or a Permanent Resident. You must have personal assets worth less than S$2 million or your earnings should be in the range of S$20,000 and S$120,000 a year. Your consolidated unsecured debts must exceed by over 12 times your monthly income.

Fees associated with a Debt Management Plan

There are a few banks in Singapore that charge a fixed processing fee while the others charge up to 3% of the sanctioned loan amount. You should opt for a personal loan to finance your crises if you can wait for a few days. Personal loans are better than cash advance because of fixed monthly payments and low interest rates.

A Debt Settlement Plan will help you pay lower monthly sum with low interest rates. As a result, it will help you focus on a single contribution every month and have less financial strain. A personal loan in the form of a Debt Management Plan will help you negotiate with your creditors for removal of penalties to make your loan amount lower.

The Unwritten Rules of Buying on Craigslist

From a buyer standpoint, Craigslist rarely has any rules. That doesn’t mean unwritten rules don’t exist. If you want to score the best deals and keep repeat sellers on your good side, continue reading on.

Only Go After Items You Are Interested In

Craigslist sellers rarely sell on Craigslist for a living. They are either trying to make some extra cash or de-junk their homes. They don’t have time to waste going back and forth exchanging over 20 emails only to have the interested party say “you know what, I don’t think I am interested anymore.” It is okay to ask legitimate questions to find out if the item is worth the buy or the trip, but don’t lead the seller on. Yes, this really does happen and some people do it just for the fun of it. If you want to play a game, go play checkers with the little kid next door.

Answer Your Emails

If you contact a seller by email, they will respond by email especially if you don’t provide them with a phone number. Guess what that means? You will get emails, so make sure you check yours. Don’t rip the seller a new one when they decided after a week of you not answering their emails to sell to someone else. It was your fault and your fault alone.

Price is Firm Actually Means Price is Firm

Many people consider Craigslist to be a glorified yard sale. At yard sales, you haggle for a better price and you can do the same on Craigslist. However, save yourself time and a few nasty emails; avoid haggling with sellers who state “price is firm.” They are either broke or have a gambling debt they need to cover. They are telling you upfront the answer is no. Try haggling with a “price is firm” seller and you may actually get a “listen moron, do you know how to read” email in response.

If You Say You Are Going to Show Up – Do It

Ask any regular Craigslist seller what their biggest pet peeve is and most will say (aside from people who ask stupid questions), people who don’t show up. If you agree to buy an item from Craigslist and agree to meet the seller, actually show up. If you have a last minute change of heart, have the common decency to at least send an email. This is vital if you are meeting your seller in a public place. They will be foaming at the mouth if you leave them waiting in the parking lot of Burger King for two hours only to never show. You never know when you may run into that seller on Craigslist again.